The biggest change to appraisal reporting in a decade. New data fields. New narrative requirements. New documentation standards. Appraiser Machine helps you get ready.
UAD 3.6 Becomes Mandatory In
November 2, 2026. Required for Fannie Mae and Freddie Mac appraisals submitted to UCDP.
Get ready with Appraiser Machine.
Weeks, not months. UAD 3.6 is here. Get ready now.
Start Free TrialUAD 3.6 replaces the current format that's been in use since 2011. The core shift: from form-based reporting to structured data reporting.
Specific materials, room dimensions, and site characteristics need discrete data entries, not vague checkboxes.
Section-specific narratives for neighborhood, site, improvements, and market conditions. These are structured fields, not optional comments.
C1-C6 condition and Q1-Q6 quality ratings get clearer, stricter criteria, especially for edge cases like partial renovations.
Market analysis moves from checkboxes to structured data: supply/demand metrics, price trends, and marketing time with supporting evidence.
Updated requirements for property photos including material documentation and geotagged verification.
In March 2026, the Appraisal Standards Board published USPAP Advisory Opinion 41, a brand-new standard that directly addresses appraisers' responsibilities when using technology, including generative AI, in appraisal practice. The ASB published AO-41 right before UAD 3.6's mandatory date partly because they knew appraisers would lean on AI to absorb the form expansion.
AO-41 frames AI output as information until you evaluate and adopt it. The appraiser stays the operator. That alignment is baked into how Appraiser Machine works.
A searchable UAD 3.6 reference library and Ask AI for your UAD questions, right inside your dashboard.
Tokenized PII, per-AMC AI kill switch, full audit export. AI never signs, submits, or certifies. You stay the operator on every assignment.
See the full data-handling story on our Security page or read how each AI feature handles your data in our AI & UAD 3.6 FAQ.
Here's what's in your dashboard today.
You write the UAD 3.6 report in your report software. Appraiser Machine tracks the order and helps you get ready for it.
Less time on data entry and first drafts means more time to learn the new requirements.
Type rough notes or dictate by voice. AI drafts polished narrative text for 13 report sections, and you review and approve every word. Copy directly into your report software with proper formatting.
Drag and drop inspection photos. AI labels room types, detects materials (granite, hardwood, vinyl), and suggests C/Q ratings built on the C1-C6 and Q1-Q6 definitions.
One click pulls 35+ structured fields from county assessor records and public data: year built, GLA, lot size, room counts, foundation, roof, and more. Each field includes a confidence score and source link.
AI drafts. You review and own the report.
AI Report Prep is included in every Appraiser Machine plan.
Stricter field definitions and expanded narrative requirements mean lenders will bounce more reports. Revision Shield runs a pre-submit QC review on the reports you deliver now, so your revision rate is under control before the new form arrives.
Learn about Revision ShieldGuides, insights, and preparation tips for the transition.
Now until November 2, 2026
Familiarize yourself with the new field definitions and narrative requirements. Practice in your report software with the UAD 3.6 reference library open, and review the updated C/Q definitions. Take your UAD 3.6 questions to Ask AI.
November 2, 2026
Fannie Mae and Freddie Mac appraisals submitted to UCDP must use the new standard. FHA, VA and USDA follow their own schedules.
After November 2, 2026
Keep the UAD 3.6 reference library and Ask AI close as you work through your first reports on the new standard.
Start your free 21-day trial. Learn UAD 3.6 today with the reference library and Ask AI so November 2nd is just another Monday.
Full access to AI Report Prep, Photo Analyzer, and Property Data. Cancel anytime.
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